If you have been injured in an accident and are considering action against the responsible party it is time to decide whether or not you will need to hire a San Diego personal injury lawyer. In some rare cases, such as minor car accidents where the other driver has a good insurance policy, you may be able to handle it on your own and still get a satisfactory settlement. However, more often than not, insurance adjusters can attempt to offer you a low-ball offer that will not cover all of your expenses.
Right after an accident you will be contacted by an insurance company seeking information regarding your case. The representative will ask you questions regarding your medical history, property damage, medical bills, lost wages, and more. Answering these questions could lead to an initial settlement offer in an effort to avoid litigation. However, an experienced car accident lawyer in San Diego will tell you to be careful answering such questions, especially questions regarding fault or liability. The adjuster could be looking to prove that the accident was your fault or otherwise decrease the value of your claim. If you feel this is the case, it is in your best interest to consult an attorney early in the process.
Dealing with insurance companies can be tricky, and sometimes the person who is responsible for your accident might have insurance with multiple companies. Hiring a personal injury attorney in San Diego puts someone on your side who is experienced in dealing with adjusters. A lawyer has the ability to discover the existence of certain types of insurance, which is important if the at-fault party is uninsured or under insured. A lawyer also collects all the necessary evidence to present a case that shows the true value of your claim. Often, they can even negotiate with medical providers, which is important because most health insurance carriers have a right to reimbursement from any award you recover.
When injuries or damages to your property are minor you might not need to get an attorney involved. However, slight injuries can evolve into much bigger problems, so be sure to have a doctor give you a complete evaluation. Use your regular doctor who is familiar with your medical history to get an accurate diagnosis of any injuries you have suffered.
If you have any further questions about hiring a San Diego personal injury lawyer after suffering an injury due to the negligence of another, reach out to Acclaim Law Group and schedule a free consultation. Our expert team can discuss your accident and subsequent injuries and let you know what to expect as your case proceeds. Call (858)252-0781 to schedule your free consultation.