Car accidents can drastically change your life and medical bills, wages lost from time off, and other costs can really add up. Hiring the right San Diego personal injury lawyer can go a long way in getting you the settlement you deserve and helping ease your recovery. In many cases, the first instinct of someone who has been in an accident is to call their insurance company, however this is not necessarily the right move.
Following an accident, especially one in which you have been injured, it is important to immediately contact an experienced personal injury attorney in San Diego. Additionally, you will want to take pictures of the accident scene, any injuries you suffered, and damage to your vehicle. If possible, you may want to video accounts from witnesses.
Your San Diego personal injury lawyer will be able to go over your insurance coverage, specifically the coverage and exception sections, before contacting an insurer. Let your lawyer know of any insurance policies you have as some might cover certain claims that others don’t. Allow your attorney to speak with the insurance company as much as possible, but take notes when you are contacted directly by representatives. Notes should include the name of the caller, phone numbers, job titles, and any information you are asked to supply. If you feel uncomfortable ask to speak to a supervisor.
While you are recovering and pursuing a claim be sure to keep receipts for purchases you make that are connected to your accident. This includes the time immediately following your accident all the way through the final settlement of the claim.
After an accident you are going to be contacted by attorneys, insurance adjusters, and others representing you and the other party. When this happens, avoid making written or recorded statements. You are not required to let an insurance company record your phone calls so don’t allow it. Similarly, never automatically accept an offer to settle in the few days following an accident as these are generally lower than what you could receive. If you receive a check that reads “final payment,” do not sign it or cash it without talking to your lawyer as this could void any further negotiations.
Discussing your case with a car accident lawyer in San Diego is the only way to be sure that you receive the settlement you are owed. Make sure you don’t fall into some of the common traps that end up costing car accident victims. Contact an attorney who can help guide you through every step of your settlement to make sure you get everything you deserve.
If you have any other questions regarding what to do following a car accident, or would like to set up a free consultation, contact Brett Geruntino at Acclaim Law Group by calling (858) 252-0781.