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Why Is the Insurance Company’s Offer So Low? Answers from a San Diego Personal Injury Lawyer

san diego personal injury lawyerBeing injured due to the negligence of another person or business entitles you to pursue a personal injury insurance claim, and you want to be sure to get adequate compensation for all of your losses. A common complaint faced by a San Diego personal injury lawyer is that the offer from the insurance company is too low. Let’s take a look at some possible explanations.

 

Firstly, it is important to remember that insurance companies are businesses which are looking to make a profit. Sometimes it may seem like the insurance company is there to help settle claims and cover your losses, but the stark reality is that they are a business just like any other with shareholders holding them accountable. This being the case, they look to minimize the amount of money paid out in settlements.

 

Additionally, if your claim is relatively small and you were not greatly injured in the accident, the company may initially offer a low-ball offer. This is because they assume the claim and the money eventually being made by the attorney is not enough to justify a lengthy case. In these cases, it is important to have a personal injury attorney in the La Mesa area who is committed to your case.

 

If you discuss your potential claims with an insurance agent before you know the full extent of your injuries and losses you could stand to receive a lower offer. Wait until you have had testing completely done before discussing your injuries with anyone other than your attorney or doctors.

 

Many people also erroneously believe they can proceed with a settlement without a lawyer. The truth of the matter is that you will not be treated fairly in a settlement without an experienced attorney on your side. You need to hire an attorney who takes the time to get to know your case and makes you feel valued when you enter their office. Of course, you also need to be sure that the lawyer is well-versed and experienced in handling cases like yours.

It is important to get the most out of your settlement, so be sure to get an expert personal injury lawyer in San Marcos on your side. To find out more information about dealing with insurance companies, or to get answers to any other questions and set up a free consultation, call American Bar Association member Brett Geruntino, Esq. at Acclaim Law Group at (858)252-0781.

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